20 FINANCIAL QUESTIONS TO ASK YOURSELF


WHY 20 QUESTIONS?



Actually, these are just a few of the many questions we should be
asking ourselves about our own financial circumstances. But it's
a subject many of us don't really like to face up to - either
because we find it confusing or we simply don't know where we can
get some decent, reliable, honest advice.

To find out what's right for you, we'll need to learn about you
first. So if you'd like the answers to any of these financial
questions (and a lot of others) why not arrange a meeting with
one of our specialist authorised consultants now. We know we
can help.









Twenty financial questions to ask yourself
  1. Do I make use of all the tax concessions the government gives me every year?
  2. Where do I realistically aim to be in financial terms by age 40, 50, 60,?
  3. What security is there for me if I suffer acute illness or disability and can no longer work?
  4. Why does my spouse suffer if I don't leave a Will?
  5. Am I paying too much for my borrowings?
  6. Do I have any real idea of what pension I will receive at retirement - in today's values?
  7. Will State benefits be enough to look after me in an emergency?
  8. Why do I pay so much tax when I know others have planned their affairs more effectively?
  9. Why should I not invest all my savings in the UK?
  10. How much life assurance should I have in order to provide for my family?
  11. How can I invest in property when I have only limited means?
  12. How much pension can I expect at 60 or 65 if I lose my ability to work in the near future?
  13. What is "pound cost averaging" and how does it help me to accumulate wealth?
  14. What is the difference between Unit Trust and Investments Trusts, and which are better for Me?
  15. What do I want for my children? (eg private education, University, expensive wedding, family trusts etc). How will I achieve these aims?
  16. What capital sums have I planned to receive in the future - perhaps at ages 50, 55, 60, 65, 70?
  17. Why is it very bad planning and a risk to have all my assets on deposit?
  18. Am I accumulating wealth for my family, or will the taxman snatch it away unnecessarily on my death?
  19. How should redundancy money be invested?
  20. How can I pay off my mortgage early? 


HOW CAN WE HELP?










Broadoak's advice covers all the normal range of personal financial
planning requirements.If you would like some guidance and independent 
advice in any of the areas shown above, please E-mailus now. 
Of course, if there is any other financial matter that's not listed, 
we know we'll be able to help you with that too.